Small Business Owners: Access hassle-free working capital with fast loan approvals to fuel your growth. Use our GET MY MONEY BACK facility with an auto-debit feature to streamline collections directly from your customers.
Everything's easier when you have a plan.
A handy EMI calculator to help you plan your payments effortlessly.
If your loan amount is
₹
₹ 10,000 ₹ 3,00,000
For a tenure of
Years
1 Year 3 Years
The intrest will be
% p.a.
10% 25%
Your monthly EMI is
Total Interest
Total Amount Payable
₹
What makes this loan unique?
Weare a fintech platform dedicated to empowering underserved businesses, salaried professionals, and youth with quick, accessible, and fair financial solutions. Whether you’re a small business owner seeking growth, a professional addressing personal needs, or a student starting your financial journey, our technology-driven approach ensures faster approvals, secure transactions, and tailored loans to help you thrive. Count on us to simplify borrowing and fuel your success!
Quick Loan Processing
Get access to funds when you need them the most, with streamlined approvals and disbursals.
AI-Powered Credit Scoring:
Advanced algorithms ensure fair and accurate evaluations, even for those with limited credit history.
Digital KYC
Experience a hassle-free, fully digital process for identity verification and compliance.
GET MY MONEY BACK
Secure your personal and business lending with our unique e-mandate feature for stress-free repayments.
With us, innovation meets reliability to deliver financial solutions you can count on.
Launching in 2025
Flexible Loan Options Tailored to Your Needs
- Short-Term Loan
- Instant Credit
- Credit Line
Your funds, your way
a seamless, user-friendly platform designed to make lending and borrowing easier, faster, and more secure.
- Diverse Loan Options: Choose from Short-Term Loans, Instant Credit, or a Credit Line tailored to your needs.
- Secure API Integrations: Enjoy peace of mind with encrypted data and verified bank account integration.
- Simplified Repayments: Dynamic interest calculations, auto-debit options, and flexible payment solutions.
- Real-Time Insights: Keep track of your loan status, repayment schedule, and credit score on the go.
Solutions for Every Need
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Working Professionals: Benefit from personal loans with quick disbursal, a credit-building tool to enhance your financial profile, and an e-mandate setup for seamless repayments from friends or family.
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Students & Youth: Enjoy small loan options with student-friendly interest rates, a credit-history-building tool to start your financial journey, and the convenience of an e-mandate setup for managing repayments.
To All: Stay on top of your finances with automated loan recovery, real-time loan tracking, a personalized dashboard, responsive customer support, and robust security features to keep your data safe.
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Download VRopay Mobile App.
Simplify your loan management.
- Check your credit score for free
- Make bill payments
- Unlock loan offers & earn reward points
Scan to download the app
Scan to download the app
